If your insurance company requests a Roof Condition Report or sometimes called a roof certificate, roof letter, or a roof inspection. What they want to know is that the roof is in good condition, has no active leaks and will last for at least 3 to 5 more years.
The roof is arguably the single most expensive maintenance item to repair/replace on your home. As your roof ages, the possibility for failure grows. A leaking roof can cause extensive damage to a home including the likelihood of mold growth.
These claims can be substantial for the insurance company. They want to know the risk involved in insuring your home. The insurance company will require proof that your roof is an acceptable risk for them. Citizens Form “CIT RCF-1 09 12” is the industry standard report, and the form West Florida Inspections uses and is accepted by most insurance companies.
the report will verify the following items:
- The predominant roof covering ( e.g. shingles, metal, tile, etc)
- When that roof was installed or replaced ( the age of the roof)
- The overall condition the roofing material ( from excellent to poor)
- Any visible signs of damage/deterioration
- If there are any visible signs of leaks
This form can only be prepared by a state licensed professional. We at West Florida Inspections have the qualifications needed to complete the Roof Condition Report.