4-Point Inspection
What is a 4-point inspection?
A 4 point is no substitute for a complete home inspection or pre-sale home inspection. Although a 4 point looks at the main components of your home the inspection is not as comprehensive as a complete home inspection.
During the 4-point inspection,
I will check the electrical system to confirm
- That the capacity of the power distribution center is adequate
- What type of wiring is present (copper, aluminum, knob and tube, etc.)
- What type of over current devices are present (circuit breakers or fuses)
- If there were any upgrades/updates to the electrical system
- If the panel is grounded properly
- If there is any exposed/loose or unsafe wiring
- If there are any blown fuses or tripped breakers
- If there are any empty breaker sockets
- If there are any double taps
- The brand and model of the electric panel
- If aluminum branch wiring is present and any remediation done for the aluminum wiring.
- If there are any breakers improperly sized
- If there is any evidence of scorching in the panel box
I will check the HVAC system to confirm
- That the system is in good working order
- The age of the system
- The year it was last updated
- If there are any hazards present
- A wood-burning stove or central gas fireplace not professionally installed
- A space heater used as a primary heat source
- If there is a central HVAC system and if it is the primary heat source
I will check the Plumbing system to confirm
- The age of the system
- The type of pipes used to supply water throughout the house
- If it is in good working order
- The year it was last updated
- The location of the water heater
- The general condition of all plumbing fixtures and appliances connected to the water supply
- If there are any deficiencies
- An active leak
- Indications of a prior leak
- Connections/Hoses leaking or cracked
- Water heater TPR Valve
I will check the Roof to confirm
- The Covering material (asphalt shingle, concrete/clay tile, metal, etc.)
- The age of the roof
- The remaining useful life
- The last time it was updated or replaced (a permit is required for verification)
- The overall condition of the roof
- If there are any visible signs of a leak
- If there are any visible signs of damage/deterioration
- Cracking
- Cupping/curling
- Excessive granule loss
- Exposed asphalt
- Exposed felt
- Missing/loose/cracked tabs or tiles
- Soft spots in decking
- Visible hail damage




The main purpose of the 4-point inspection is to let your insurance company know the condition of these 4 main components of your home. It is essentially a pass or fail inspection. It outlines any hazardous or detrimental conditions that may lead to collateral damage to the home. While the complete home inspection is not a pass or fail. It is an objective look at the condition of the property. The 4-point inspection usually takes an hour or less. A complete home inspection lasts between 3 and 5 hours. The complete home inspection checks all these items and hundreds more. It also includes pictures and recommendations regarding any issues found.